The Digital Legacy Planning Checklist
Estate planning used to mean a will and a safe-deposit box. Today, most of what matters to your family lives behind logins: bank apps, email, photos, password managers, even cryptocurrency. If you become incapacitated or die without a plan, your loved ones can be locked out of all of it. This checklist walks through organizing your digital legacy, step by step.
1. Take inventory
List everything that would matter to your family. Do not store passwords here yet, just the map:
- Email accounts (primary and backup)
- Bank, brokerage, and retirement accounts
- Password manager
- Cryptocurrency wallets and exchanges
- Photo and cloud storage
- Social media and any accounts with sentimental value
- Recurring subscriptions and bills
- Insurance policies and important documents (will, POA, deeds)
2. Secure your credentials
Once you know what exists, store the credentials safely:
- Never keep passwords in a plain-text file, note, or spreadsheet.
- Use encryption, ideally with each item locked under its own key.
- Avoid a single physical list that anyone finding it could use.
3. Decide who gets what
Your needs are not one-size-fits-all:
- Your spouse or executor may need financial accounts and legal documents.
- A specific person may be the right one to receive your photos.
- Some letters or instructions may be meant for one recipient only.
Map each item to the person who should receive it.
4. Set the trigger and the safeguards
Decide how your information is released, and protect against false alarms:
- Prefer human confirmation over a blind timer.
- Make sure any trusted person can stand the process down if it is a false alarm.
- Ensure you are notified the moment a release process begins.
5. Write your final wishes
Beyond logins, leave the human parts:
- Instructions for your funeral or memorial
- Letters to specific people
- Practical notes (where the will is, who to call, what to cancel)
6. Keep it current
A digital legacy plan is not one-and-done:
- Revisit it when you change a major password, open a new account, or your family situation changes.
- A system that prompts you to update beats a document you forget about.
Do it all in one place
Break Glass turns this checklist into a single encrypted vault. You store your accounts, documents, and final wishes, choose who receives what, and it releases only when the people you trust confirm something has happened to you. Each item is encrypted under its own key that even our staff cannot read.
Set up your vault in about five minutes.
Break Glass is an encrypted digital-legacy vault that delivers your accounts and final wishes to your family and friends if you die or become incapacitated. breakglass.life