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The Digital Legacy Planning Checklist

Estate planning used to mean a will and a safe-deposit box. Today, most of what matters to your family lives behind logins: bank apps, email, photos, password managers, even cryptocurrency. If you become incapacitated or die without a plan, your loved ones can be locked out of all of it. This checklist walks through organizing your digital legacy, step by step.

1. Take inventory

List everything that would matter to your family. Do not store passwords here yet, just the map:

  • Email accounts (primary and backup)
  • Bank, brokerage, and retirement accounts
  • Password manager
  • Cryptocurrency wallets and exchanges
  • Photo and cloud storage
  • Social media and any accounts with sentimental value
  • Recurring subscriptions and bills
  • Insurance policies and important documents (will, POA, deeds)

2. Secure your credentials

Once you know what exists, store the credentials safely:

  • Never keep passwords in a plain-text file, note, or spreadsheet.
  • Use encryption, ideally with each item locked under its own key.
  • Avoid a single physical list that anyone finding it could use.

3. Decide who gets what

Your needs are not one-size-fits-all:

  • Your spouse or executor may need financial accounts and legal documents.
  • A specific person may be the right one to receive your photos.
  • Some letters or instructions may be meant for one recipient only.

Map each item to the person who should receive it.

4. Set the trigger and the safeguards

Decide how your information is released, and protect against false alarms:

  • Prefer human confirmation over a blind timer.
  • Make sure any trusted person can stand the process down if it is a false alarm.
  • Ensure you are notified the moment a release process begins.

5. Write your final wishes

Beyond logins, leave the human parts:

  • Instructions for your funeral or memorial
  • Letters to specific people
  • Practical notes (where the will is, who to call, what to cancel)

6. Keep it current

A digital legacy plan is not one-and-done:

  • Revisit it when you change a major password, open a new account, or your family situation changes.
  • A system that prompts you to update beats a document you forget about.

Do it all in one place

Break Glass turns this checklist into a single encrypted vault. You store your accounts, documents, and final wishes, choose who receives what, and it releases only when the people you trust confirm something has happened to you. Each item is encrypted under its own key that even our staff cannot read.

Set up your vault in about five minutes.


Break Glass is an encrypted digital-legacy vault that delivers your accounts and final wishes to your family and friends if you die or become incapacitated. breakglass.life

Frequently asked questions

What should a digital legacy plan include?

An inventory of your important accounts and documents, securely stored credentials, a clear map of who receives what, a safe release trigger with false-alarm safeguards, your final wishes, and a habit of keeping it current.

Where should I store my passwords for my family?

Not in a plain-text note or spreadsheet. Use an encrypted vault that locks each item under its own key and releases credentials only to the people you choose, only when something has actually happened.

How often should I update my digital legacy plan?

Revisit it whenever you change a major password, open or close an important account, or your family situation changes. A system that prompts you to update is more reliable than a static document.

Does Break Glass cover both accounts and final wishes?

Yes. Break Glass stores account credentials, documents, and personal letters and instructions in one encrypted vault, and delivers each item to the specific people you designate when your trusted contacts confirm the event.

Ready to protect what matters? Break Glass is an encrypted vault that delivers your accounts and final wishes only when the people you trust confirm something has happened.

Set up your vault
Digital Legacy Planning Checklist (2026) | Break Glass